MEET YOUR GOALS WITH CONFIDENCE
Our focus, as a fiduciary, is to align our investment strategy with our clients' goals and values, to offer independent advice across their entire financial picture, and to safeguard their assets with a trusted custodian that has a strong balance sheet and state-of-the-art cybersecurity.
Financial planning is the blueprint for every client relationship. The process of creating a plan allows us to develop a deep understanding of our clients’ short- and long-term goals. Financial plans are living documents, regularly reviewed and updated to reflect life events and changes in priorities.
The financial plan shapes how we advise clients across all their assets and liabilities. We thoroughly examine investment assets, income sources, real estate, art and collectibles, education and retirement requirements as well as budgets, liabilities and risk exposure. This customized roadmap is intended to help clients identify their most important foundational and aspirational goals. This process often involves collaboration with our clients’ other trusted advisors including their estate planning attorneys and tax advisors so that all parties are working together.
As experienced portfolio managers, we manage the liquid portion of our clients’ assets using active and passive strategies without outsourcing to third-party managers. In certain cases, we may make allocations to alternative private investments that specialize in unique businesses or market segments.
Historically, our advisors have managed the majority of their clients' liquid assets. We build a foundation of holdings for each portfolio consisting primarily of ETFs, which represent a passive strategy. We combine this strategy with individual stock selection based on our own analysis to enhance returns. In addition, we select individual bonds rather than bond funds to reduce costs and improve investment quality and liquidity. Each portfolio is customized in terms of asset allocation taking into account clients’ individual circumstances.